NEFCU会员的安全

澳门百老汇app下载都同意, 对于澳门百老汇app下载许多人来说，便利服务是必须的，已经成为澳门百老汇app下载日常生活的一部分. 无论是从台式电脑还是移动设备访问web, 重要的是要记住，这些便利带来了黑客的风险, 骗子和其他捕食者. 您的帐户安全是澳门百老汇app安卓版的首要任务. 澳门百老汇app下载的防欺诈系统会持续监控您的账户是否有可疑活动.

重要的!! 澳门百老汇app安卓版 will NEVER send e-mails or make phone calls asking for your account number, 信用卡和/或借记卡号码, 用户名, 密码或其他个人信息.
 

报失或被窃卡

请立即与澳门百老汇app下载联系:

可疑帐户活动

会员出国旅游须知: 
The credit union encourages members to notify us if you plan to travel internationally or domestically. 可以添加旅行通知来保护您的帐户. Fraud monitoring systems will question unusual activity which could result in declined debit card and credit card transactions. The credit union recommends that members carry an alternative payment method as a backup if you are traveling. 并不是所有的卡片都被普遍接受. 此外，卡可能会丢失或被盗. 由于监管要求和欺诈活动事件, 信用合作社基于风险阻止某些借记卡活动. 美国以外的旅游和在线销售点购物将被拒绝. 

Equifax警报
警告:你需要知道的关于Equifax网络安全漏洞

9月7日, 2017, Equifax announced a cybersecurity breach that may have compromised approximately 143 million U.S. 消费者个人信息. 访问的信息包括名称, 社会安全号码, 出生日期, 地址，有时还有驾照号码.

You can find information from Equifax and see if your personal information could be impacted at www.equifaxsecurity2017.com.
如何保护您的帐户
  • 定期监控你的账户. If you have any suspicious activity on your credit union accounts report it to us immediately.
  • 更新用户名和密码.
  • 设置信用卡和借记卡使用通知.
  • 监控你的信用报告. 你可以每年免费获得一份信用报告 www.annualcreditreport.com.
  • 对你的信用报告设置欺诈警报或冻结.
保护ing your account and safeguarding personal information is priority at 澳门百老汇app安卓版. Our internal procedures and fraud prevention systems constantly monitor your accounts for suspicious activity.
在线 & 移动安全
虚拟分行网上银行 & 移动银行NEFCU 2GO

澳门百老汇app安卓版致力于保护您的个人信息. Our 虚拟分行网上银行 and Mobile Account Access uses software that incorporates data encryption to ensure security and privacy of your personal data.

请记住，许多安全问题可以通过使用常识来预防. We encourage members to be responsible and to take the appropriate precautions to protect your account information. 除了安全措施外，澳门百老汇app安卓版也已到位, 以下是一些保护个人信息安全的建议:
  • 密码对你的账户安全至关重要. 永远不要分享你的用户登录名或安全码.
  • 密码应该包含字母、数字和符号的随机组合.
  • 保持活跃和最新的防病毒和防火墙保护.
  • 永远不要使用电脑在网上银行或网上购物, 网吧不安全的电脑或不安全的无线网络.
  • 退出虚拟分行网上银行会话时，请始终使用“注销”功能.
For added security 虚拟分行网上银行 limits the number of times your password can be entered incorrectly. 三次后，澳门百老汇app下载将自动锁定您的帐户. 您的帐户应该被锁定吗, you will be required to correctly answer security questions which you selected when you signed up for Virtual Branch or contact the credit union at 800-453-3913 for assistance to reset your account access.

超时特性

为了增加安全性，虚拟分行网上银行有一个超时功能. This setting will automatically log you out of your online banking session after a pre-set time period of inactivity.

保持保护

We recommend that you take these precautions to help guard against threats to your computer and mobile devices:
  • 不要在电子邮件中透露你的用户名或密码.
  • 不要使用您的电子邮件地址作为登录ID或密码
  • 不要回复要求你输入个人信息的电子邮件.
  • Don’t respond to e-mails threatening to close your account if you do not take immediate action of providing personal information.
  • 确保你的操作系统, software and browsers are up to date and that anti-virus software and firewalls are in place when possible on all computers and devices.
  • 设置密码并启用屏幕锁，以防止他人使用您的计算机或设备. 使用对您使用的每个帐户或站点唯一的字符和大小写组合.
  • 清除设备的缓存和历史记录，以便密码, 付款详情和其他澳门百老汇app下载的个人信息将被删除.  只储存你真正需要的东西!!!
  • When submitting payment information or other personal details make sure the site is secure by checking for the padlock symbol – “http” in the browsers address bar.
  • Refrain from using public computers or Wi-Fi when making financial transactions or providing personal information.
  • 仅从授权供应商处下载应用程序和软件.
  • Be aware of privacy policies, terms and conditions on sites you use and anything that you download.
  • Sign out of your mobile or online banking session when you are finished to ensure that your session is closed.
信贷 & 借记卡安全-报告丢失或被盗卡
如果您的卡丢失或被盗, 或者你怀疑自己是欺诈或身份盗窃的受害者, 立即打电话给澳门百老汇app下载!
 
信贷 and Debit card fraud can happen through a variety of channels and costs cardholders and issuers millions of dollars each year. 澳门百老汇app安卓版 is continually monitoring member accounts for suspicious and fraudulent activity.

为了提供帮助，澳门百老汇app下载建议以下注意事项:

做的:
  • 名片一到就签上名字.
  • 记住你的个人识别号码(PIN).
  • 撕碎包含卡号等卡号信息的文件
  • 及时打开账单并审核
  • 只携带你需要的卡片.
  • 保留收据，核对每笔交易与你的月结单.
  • 在收据上的空白处画一条线.
  • 记录卡号, 到期日期, phone numbers in a secure place for each company in the event of fraud or damage to your card.
  • 通知公司更改地址.
  • 保持最新的联系方式.
  • 检查你的报表，并立即报告可疑活动
不该做的:
  • 你的身份证上没有写个人识别号码吗.
  • 把你的卡借给任何人.
  • 签署空白收据.
  • 不要乱放收据.
  • Never disclose your card information over the phone unless you initiated the call to a company you know to be reputable.
ATM安全
安全提示:
  • 永远不要在卡片上写你的个人识别号码.
  • 使用自动取款机时，一定要光线充足，不要遮挡视线.
  • 保护您的密码和隐私，屏蔽键盘和站在靠近机器.
  • 当你接近自动取款机时，要小心，确保没有人在附近闲逛.
  • 不接受陌生人的帮助.
  • 不要使用带有不寻常标志或说明的自动取款机. 检查略读装置.
  • 准备好名片.
  • If you are followed after leaving an ATM, go to a crowded, well-lit area and call the police.
  • Once your transaction is complete, put cash directly into your wallet or purse and leave the area. 稍后在安全的情况下验证你的现金.
  • 定期监控你的账户，核对你的自动取款机收据和对账单. 报告任何未经授权的交易.
如何识别ATM机的刷屏设备

自动取款机易受“刷屏设备”攻击. Skimming Devices have a magnetic strip called a “skimmer” that is attached over the slot where you insert your ATM card. 这种“浏览器”允许别人收集你的账户信息. Once the information is collected, the scammer can recreate your card and drain your account. 这些攻击往往发生在交通繁忙的地区, 比如商场和加油站，但独立的机器也是攻击目标.
澳门百老汇app下载鼓励会员好好看看这台机器. If the front of the machine appears to have been altered, damaged, or parts are loose walk away.
旅行的安全
你走之前通知澳门百老汇app下载.

如果你计划在国际或国内旅行，请通知信用合作社. 可以添加旅行通知来保护您的帐户. Fraud monitoring systems will question unusual activity which could result in declined debit and credit transactions. 澳门百老汇app下载的欺诈团队将打电话和/或发短信给您核实任何异常活动. 如果他们无法联系到你, 您的卡可能会被限制，澳门百老汇app安卓版将与您联系. We ask that you keep your contact information current such as your home phone number and/or cell phone number and email address.

采用多种付款方式.

The credit union recommends that members carry an alternate payment method as a backup if you are traveling. 并不是所有的卡片都被普遍接受. 此外，卡可能会丢失或被盗.  由于监管要求和欺诈活动事件, 信用合作社基于风险阻止某些借记卡活动. 美国以外的旅游和在线销售点购物将被拒绝.

在网络自动取款机上取款.

澳门百老汇app下载是…的成员 钱通过, ATM合作, 明星 Networks  providing the locations of thousands of surcharge free ATMs available to our members. 在使用自动柜员机时，澳门百老汇app下载鼓励会员做到以下几点:
  • 小心你周围的环境.
  • 选择照明良好的自动取款机.
  • 有人陪你使用自动取款机吗.
电子邮件诈骗警报
澳门百老汇app安卓版 will not send e-mails to members asking to update personal or account information.

作为提醒，澳门百老汇app下载建议您:
  • 不要在电子邮件中提供你的用户名或密码
  • Do not respond to e-mails that require you to enter personal information directly into the e-mail.
  • Do not respond to e-mails threatening to close your account if you do not take the immediate action of providing personal information.
  • 不回复要求你发送个人信息的电子邮件.
  • 不使用您的电子邮件地址作为登录ID或密码.
NCUA诈骗热线 
信用社会员, 志愿者, staff can submit anonymous tips about potential fraud situations to the NCUA's Fraud Hotline
at 800-827-9650. 欺诈举报也可以通过NCUA网站以电子方式提交. Individuals can remain anonymous or provide contact information for appropriate agency staff to discuss their fraud concerns. 诈骗热线表格